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Perspectives

4Q Earnings start to roll out and things could be choppy

by Fortem Financial January 18, 2022

4Q Earnings Season Could Be Choppy If Friday was any indication of how the earnings season will pan out, it could be a choppy one for investors. Earnings growth is largely expected to be robust along with sales growth. However, the headline figures are deceiving because energy is expected to recover significantly, propping up the S&P figure. Ex. Energy earnings growth is expected to be closer to 15% - still a respectable number. NTM EPS Still Marching Higher From a macro perspective, we w… View More

Market rotation, Leadership shift and Q4 Earnings start the year…

by Fortem Financial January 10, 2022

In our Monday reports, we always strive to first highlight what is most important for clients, but frankly, we debated what exactly that should be this morning. There was a long list of contenders… the breakout in global yields, the subtle weakness in USD, the momentum surge from the Banks, the strength out of the Energy stocks, the outperformance of Staples vs. Discretionary, the weakness in Software, the persistent selling of the market’s most speculative corners, or the breakdown in small… View More

Great 2021 and what we expect for 2022

by Fortem Financial January 3, 2022

S&P 500 Finishes 2021 Up 28.7% With the S&P 500 finishing the year up 28.7% on a total return basis, 2021 ranked as the 21st best year for the index since 1926. It was also the 36th time that the total return was greater than 20%. More importantly, in the year following a +20% return, the S&P on average has returned 11.3%, with 69% of the readings being positive. 2021 Saw The Fourth Smallest Drawdown Since 1987 For The S&P Those investors who entered 2021 with a bearish outloo… View More

News on Build Back Better and Omicron increases market volatility

by Fortem Financial December 20, 2021

Sunday morning Senator Joe Manchin (D-WV) announced he will not support President Biden’s Build Back Better spending and tax package as is currently written. This is a major event that has broad investment implications from taxes on high-net-worth individuals to global companies to sectors such as renewable energy, healthcare, and consumer discretionary. In our experience, sometimes legislation has to fail before it can succeed. Obamacare died three times before ultimately passing. But the ta… View More

Year-end Charitable Gifting

by Fortem Financial December 15, 2021

A Reminder on Charitable Gifting As the end of the year and the holiday season approaches, we will all see an uptick in the number of charitable solicitations arriving in our mailboxes and by email. Since some charities sell their contributor lists to other charities, and frequent contributors may find themselves besieged by requests from all sorts of charities with which they are not familiar. Watch Out for Charity Scams – You need to be careful, as scammers out there are pretending to be l… View More

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Fortem Financial Group, LLC, has adopted this policy with recognition that protecting the privacy and security of the non-public personal information we obtain about our customers is an important responsibility.

All financial companies choose how they share your non-public personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your non-public personal information. Even when you are no longer our customer, we will only share your non-public personal information as described in this notice. So, please read this notice carefully to understand what we do.

The types of non-public personal information we collect and share depend on the product or service you have with us. This information can include items such as your Social Security number and income, your account balances and transaction history, and your investment experience and account transactions.

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We share your non-public personal information for our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, report to credit bureaus, to protect the confidentiality or security of your records, or as permitted by law. We may also share your non-public personal information for our own firm’s marketing purposes; so that we can offer our products and services to you.

Federal law gives you the right to limit only sharing non-public personal information about your credit worthiness for our affiliates’ everyday business purposes; sharing non-public personal information about you with our affiliates to market to you; and sharing non-public personal information with non-affiliates to market to you.

We don’t share non-public personal information about your creditworthiness with our affiliates for their everyday business purposes. We don’t share your non-public personal information with our affiliates to market to you. We don’t share your non-public personal information with non-affiliates to market to you. We also don’t share your non-public personal information for joint marketing with other financial companies. State laws and individual companies may give you additional rights to limit sharing.

We share non-public personal information with our parent company affiliate, Focus Financial Partners, Inc, for its internal and external auditing purposes. We also share your non-public personal information with a non-affiliate for the purpose of aggregating it and providing summary information based on this data to our parent company, Focus Financial Partners, Inc.

To protect your non-public personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Our policy about obtaining and disclosing non-public personal information may change from time to time. We will provide you notice of any material change to this policy before we implement the change.

If you have questions please call us at 760-206-8500 or go to our website at www.fortemfin.com.

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Fortem Financial Group, LLC ("Fortem Financial" or the "Firm") is a federally registered investment adviser with offices in California and Arizona. Fortem Financial and its representatives are in compliance with the current registration and notice filing requirements imposed upon federally registered investment advisers by those states in which Fortem Financial maintains clients. Fortem Financial may only transact business in those states in which it is notice filed, or qualifies for an exemption or exclusion from notice filing requirements.

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